All Clear Travel Insurance Best Reviews 2023


You will require travel insurance even more than the average traveller if you have a recent or chronic medical condition. A medical problem, whether as simple as an inflamed knee or as serious as a cancer recurrence, can ruin your vacation and cause you to lose all of your money — unless you protect yourself with travel insurance such as all clear Travel Insurance.

But how do you find the best travel insurance for your pre-existing medical condition? And how do you know for certain that you’re protected?

All clear travel insurance provides coverage for people with pre-existing medical conditions who may struggle to find affordable insurance elsewhere.

All Clear Travel Insurance specializes in providing specialist cover for your medical conditions, and this article will show you how to identify the best plan for your needs if you have been asking how to get travel medical insurance.

Who are all clear travel insurance?

All clear travel insurance is a medical travel insurance specialist. All medical conditions are considered, including heart conditions, cancer, diabetes, and many others, and no medical condition is automatically rejected.

Anyone of any age can purchase a policy. Dependents under the age of 21 travel free with a parent or grandparent. They provide emergency assistance around the clock, no matter where you are in the world.

Why get all clear travel insurance?

Here are the reasons you should get all clear travel insurance:

  • specializes in pre-existing medical condition coverage
  • More than 1,300 conditions are covered.
  • Travellers of any age are covered.
  • Plans for single and multiple trips are available.
  • Serves residents of the United Kingdom, the Republic of Ireland, the Channel Islands, the Isle of Man, and Australia.
  • As a broker, it provides quotes for its own insurance products as well as those of other providers.

What is travel insurance for pre-existing conditions?

“Pre-existing condition” is a tricky term that frequently confuses travellers and can result in a denied claim. A pre-existing condition is defined as any change in your health that has been documented in your medical record by a medical professional, including any treatments, diagnostic tests or examinations, medical recommendations for tests or examinations, or a change in prescribed medication.

Most travel insurance companies will consider you to have a pre-existing condition if you have a diagnosed illness or medical concern that has not been “stable” within a specified time frame.

All clear travel insurance reviews

AllClear Travel Insurance provides travel insurance to travellers of all ages for almost any destination. It distinguishes itself from many other providers by specializing in pre-existing medical conditions.

Travellers who take a single trip can purchase one-time insurance, whereas those who travel frequently throughout the year should consider a multi-trip plan that covers all trips.

You can buy a single trip policy up to 12 months before your trip, with cancellation coverage starting immediately. Online quotes are available for trips lasting up to 92 days.

Annual multi-trip plans provide coverage for all trips within the same region lasting up to 45 days for 12 months.

The length and number of your trips will determine whether you should go with a single or multi-trip plan. According to AllClear, if you travel three or more times per year, an annual multi-trip plan is usually less expensive.

Furthermore, AllClear travel insurance provides three primary plans that are available for both single and multi-trip. There are AllClear Gold, AllClear Gold Plus and AllClear Platinum.

All clear travel insurance plan

The various insurance plans available at All Clear Travel Insurance are:

  • Annual Multi-Trip Travel Insurance
  • Single-trip travel insurance
  • Travel Insurance for Medical Conditions
  • Travel insurance for seniors

#1. Annual Multi-Trip Travel Insurance

An annual multi-trip travel insurance policy could save you time and money if you travel more often than once a year. If you plan upcoming trips when restrictions are lifted, your annual travel insurance will give you peace of mind.

You can travel as many times as you want within a year with an annual multi-trip policy as long as your trips begin and end in your home country. When you purchase your annual multi-trip policy, select the region you’ll visit rather than individual countries.

This could be Europe or the entire world, depending on how far you want to travel, and it gives you the freedom to visit any countries within that region that are currently safe to visit.

#2. Single-trip travel insurance

All Clear travel insurance offers single-trip coverage for infrequent travellers who still want great insurance. A single-trip insurance policy covers only one vacation or trip and expires when the vacation does. AllClear can help you find the best single-trip insurance for you.

The main advantage of single-trip insurance is that it is much less expensive than multi-trip insurance if you only travel once or twice a year, especially if you only visit a more expensive region once. It is ideal for longer trips (more than 90 days) to multiple destinations.

#3. Travel insurance for medical conditions

All Clear Travel Insurance covers for medical emergencies up to £15 million with comprehensive medical travel insurance. This includes all medical conditions that you have declared, and that are covered by COVID-19. You’ll also be covered up to £15K if you have to cancel your vacation due to a medical condition.

You’ll have access to 24-hour medical emergency assistance while you’re away. When you are treated as an in-patient abroad, you can file a claim for benefits.

In addition to medical coverage, you’ll be covered for other standard travel insurance benefits like lost luggage (up to £3K). You will be covered for travel to any country in the world as long as there are no FCDO restrictions, such as those related to the Covid-19 pandemic.

On the other hand, if you do not have comprehensive coverage, you may be liable for very large medical bills. Emergency medical assistance in some parts of Europe can cost more than £250,000. Read our guide on How to Get the Best Travel Insurance Against FCO Advice.

#4. Travel insurance for seniors

Seniors travel insurance protects you if you want to travel with confidence, regardless of your age, or if you have pre-existing medical conditions. This type of insurance covers you for medical emergencies while abroad, including those related to COVID-19, which is critical to avoid unexpected medical bills and unnecessary complications that may arise while you’re away.

Of course, getting older does not preclude you from enjoying a vacation, but travelling in your later years brings new considerations. You’re considering where to go, but you also want to ensure that any health concerns are fully addressed. You may even have a history of medical problems. If so, AllClear’s comprehensive travel insurance for seniors can assist.

Does all clear travel insurance cover coronavirus?

There will be no cover if your symptoms or diagnosis occurred prior to the purchase of your policy or if the customer or a member of their family / travelling party has not been infected with COVID-19 or has not been personally instructed to quarantine by the NHS or healthcare professional.

There is also no coverage if you travel against the advice of a government or other regulatory authority (for example, the FCDO) or a doctor.

If you are unable to complete your holiday within the period of insurance specified on your validation certificate due to unexpected circumstances beyond your control, we will extend your cover for up to 30 days.

All Clear travel insurance cost

The price of an AllClear travel insurance policy will vary depending on several factors. Age, medical conditions, trip length, destination, desired coverage and desired excess are all factors to consider

All clear travel insurance discount code

Only AllClear Gold, AllClear Gold Plus, and AllClear Platinum policies are eligible for discounts. Customers who purchase a policy can receive percentage discounts (e.g., 15%, 20%, etc.), which are applied as specified in the promotional material. Some of their promotional offers are only available to policies purchased through their call centre or online at

All clear travel insurance phone number

If you need to speak with a member of the All clear travel insurance customer service team, you can do so via All clear travel insurance live chat or leave a message, and they will get back to you as soon as possible.

Please call 01708 339295 for a quote on an AllClear Gold or AllClear Gold Plus policy through the AllClear UK call centre. All other inquiries should be directed to 01708 339026.


All clear travel insurance doesn’t exclude coverage for any personal medical condition or group of conditions. While they try to include as many conditions and synonyms as possible in their database, they cannot guarantee that every condition will be found. If you are unable to locate your specific condition, please contact the All Clear Travel Insurance contact centre, which will advise you on how to screen and cover your condition.

AllClear insurance does not guarantee that it will be able to provide coverage in all situations if a combination of age, policy type, number, and severity of pre-existing medical conditions exceeds their underwriting limits. AllClear can only provide coverage for a terminal prognosis if it is more than 6 months away at the time of your trip’s return date. Get your quote here!

FAQs about All clear travel insurance

Who has all clear travel insurance?

All Clear Travel Insurance is a medical travel insurance specialist.

What is travel insurance for pre-existing conditions?

Pre-existing condition” is a tricky term that frequently confuses travellers and can result in a denied claim.

Does all clear travel insurance cover coronaviruses?

There will be no cover if your symptoms or diagnosis occurred before the purchase of your policy or if the customer or a member of their family / travelling party has not been infected with COVID-19 or has not been personally instructed to quarantine by the NHS or healthcare professional.

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