Phone insurance is a relatively new concept, and few smartphone owners are aware of it, let alone willing to pay for it. Smartphone theft has become all too common, making it all the more important for owners to insure their devices. This is where Vodafone Insurance enters the picture.
The mobile device industry has changed dramatically in recent years. Smartphones have evolved from luxury to necessity, assisting us in almost everything we do. When smartphones were first introduced, they had very basic features.
Aside from their functionality, phones have become a status symbol in terms of spending power and style.
Aside from theft, smartphones are vulnerable to hardware or software damage or failure as a result of an accident, drop, water spillage, screen crack, or a variety of other factors.
What is Vodafone Insurance?
Vodafone Insurance protects you if your phone is lost, stolen, or damaged inadvertently. Given how much we rely on our phones to organize our personal and social lives and stay in touch with work and friends, it can be a major issue if your phone breaks goes missing, or is stolen.
Such policy covers breakage and some policies will pay for your phone’s repair after the manufacturer’s warranty period has expired.
Read also: Tesco Phone Insurance Review | How it Works and Coverage.
Why Get Vodafone Insurance
Smartphones have become almost everyone’s necessity, so mobile insurance can be one’s best friend.
Here are just a few advantages that Vodafone insurance offers, making it more of a necessity nowadays.
- Based on the policy you select, you may be able to replace a stolen or damaged smartphone (same model) without downgrading to a less advanced model.
- You recently bought an expensive smartphone and want to protect it from theft or damage. A mobile insurance policy can help you with this.
- A mobile insurance policy is a wise investment if you have a history of losing or breaking phones.
- Mobile insurance would be extremely beneficial if you heavily rely on your smartphone for daily activities and require an immediate replacement in case of damage.
What does my Vodafone Insurance Cover
Depending on the policy you choose, mobile insurance can cover you in a variety of situations:
- Phone loss: If your phone is lost, the loss cover will replace it with the same or a similar model.
- Phone theft: If your phone is stolen, your insurance company will replace it.
- A cracked screen: If you have accidental damage phone insurance, you will not have to pay to repair or replace a cracked phone screen, even if it has been dropped.
- Damage abroad: If you travel frequently abroad, worldwide mobile phone insurance coverage may be a good idea because it protects you if you lose or damage your phone while you’re not in the UK.
- Mechanical breakdown: When your device(s) is out of the manufacturer’s warranty period, mechanical breakdown means that they are inoperable due to a sudden and unforeseen fault caused by the failure of internal electronic or mechanical components or defects.
Types of mobile insurance cover
Mobile insurance policies provide coverage for a variety of perils and damages to the phone. Because smartphones are electronic devices, so they may be susceptible to software failure, frequently rendering the device useless. Aside from internal damage, external damage can occur for a variety of reasons.
Here are some of the common risks and damages covered by mobile insurance policies:
- Internal component damage affecting phone operation, such as water spillage.
- Hardware failures include a faulty touchscreen, a faulty earphone jack, and a charging port issue.
- A fire caused damage.
- Damage caused by riots, strikes, and terrorist activities
- Malicious intent causes damage.
- Damage to the screen.
- Theft, house break-in, or burglary resulted in the loss of the device.
- Device theft from a securely locked vehicle or building.
- Damage to the device’s interior or exterior components.
How much is Vodafone Insurance?
The cost of Vodafone phone insurance, like that of other networks, varies depending on the phone you have purchased or have on contract with them. Generally, the higher the phone spec, the more expensive your insurance will be.
How to claim Vodafone Insurance
After your phone is damaged, lost, or stolen, you must notify your insurer as soon as possible.
If this happened while abroad, you must obtain this report from the local authorities. This can be difficult, time-consuming, and frustrating, depending on where you are and whether you speak the language.
Enable more time and patience in obtaining this; if it is in a foreign language, you may need to have it translated back into English before the insurer accepts it.
Avoid the temptation to file a report when you return home for convenience’s sake. If your insurer discovers you have been dishonest, the claim will be denied immediately.
In addition, you should be completely honest in your insurance claim.
How do I Cancel Vodafone Insurance?
Can I cancel Vodafone insurance is one of the most asked questions people ask. The most convenient way to do so is to call the Vodafone insurance team at 0333 304 3346 from any UK landline or mobile phone.
You might cancel the insurance within 30 days of receiving the documents, and if you do not file a claim, you will receive a full refund of any premiums paid.
After 30 days, you are unable to cancel your insurance without paying the monthly premiums due for the three-month minimum period. You can cancel at any time after the three-month minimum period.
If you do not pay your monthly premium on time or make a claim that we believe is fraudulent, the insurer has the right to cancel your insurance without notice. Otherwise, the insurer has 30 days to cancel your insurance by sending you a letter to your last known address or an email to the email address you provided.
Is Vodafone Insurance Worth It?
The cost of your handset, financial situation, and risk tolerance heavily influences the decision to purchase Vodafone insurance. Try asking yourself, “If I lost or damaged my smartphone, or if it was stolen, could I afford to repair or replace it while still having money to pay for everyday necessities like food and bills?”
If the answer is ‘yes,’ or if you have an old handset lying around that you could use until you could afford to replace your phone,’ then phone insurance is probably not something you need to be concerned about.
Alternatively, consider the following: Am I prone to misplacing or breaking items? Do I keep my phone in a coat pocket rather than a zipped bag (no judgment if you do)? If you suspect you are a ‘higher risk’ phone user, you probably need Vodafone insurance more than others.
Conclusion
Many of us keep our lives on our phones, from diaries and social media to banking and payments. So if we were suddenly unable to use it due to damage or theft, things could go very wrong. Vodafone insurance is worth it because it provides coverage for everything from phone theft to accidentally knocking it into the sink while doing the dishes. Visit here to get started.
FAQs about Vodafone Insurance
You must have purchased your new device directly from a manufacturer, network provider, or retail store (high street or online). If you have a refurbished device, it must have been purchased from a manufacturer, a network provider, or an authorized retailer.
After your phone is damaged, lost, or stolen, you must notify your insurer as soon as possible.
The decision to purchase Vodafone insurance is heavily influenced by the cost of your handset, your financial situation, and your risk tolerance.
Depending on the policy you choose, mobile insurance can cover you in a variety of situations.
We also recommend
