If your car is impounded for any reason in the UK, you’ll need specialized impound insurance in order for the police to let you drive it out. This is because your ordinary insurance will not cover a vehicle that has been impounded.
Why do I need insurance for a vehicle that has been impounded?
To begin with, all cars that are driven or parked on public roads must be insured. If your car has been impounded, maybe due to a lack of insurance, you’ll need to provide proof of insurance to have it freed. However, not all policies provide impounded car coverage, so double-check your policy wording to determine if you’re covered. If your car has already been impounded, you should either add it to your existing policy or purchase a temporary car insurance coverage for impounded vehicles.
Why are cars impounded?
The police, local authorities, and the DVLA, among others, have the authority to take automobiles for a variety of reasons, including:
- You’ve parked illegally on public or private property
- Your car may be blocking traffic or has broken down.
- Your car is uninsured.
- You’re parked on a public road because you haven’t paid your road tax.
- You haven’t paid your road tax and are parked on private property without having received a Statutory Off Road Notification (SORN).
If you are in the following situations, police may stop you and seize your car:
- Being utilized in a way that causes fear, harassment, or distress, such as careless driving
- Being driven by someone who lacks a valid driver’s license and insurance
How can I get car insurance for a vehicle that has been impounded?
If you need coverage for an impounded car, check to see if it’s currently included in your current car insurance policy. However, not all policies do, so double-check the fine print. If you discover you aren’t protected, contact your insurance company to have this added to your policy.
What is vehicle insurance for a vehicle that has been impounded for a short period of time?
Impounded vehicle insurance provides the insurance you need to get a vehicle out of the impound yard. If you need to get your car out of the impound, you must show that it has been insured for at least 30 days before it can be released. You can receive the 30-day coverage you need fast and easily with impounded car insurance.
Having your vehicle impounded can be costly, and the longer you wait, the more expensive the problem becomes.
You may receive the coverage you need in 90 seconds with car compound insurance for impounded cars. And, your insurance documentation will be emailed to you immediately, saving you time and money.
Most conventional policies do not cover the release of a car from the property. So, it’s critical to make sure you have the right insurance. It’s critical to get it properly because getting the improper coverage will cost you much more money.
What is the Purpose of Having Temporary Impounded Vehicle Insurance?
You must have insurance to get your vehicle back, regardless of the offense. If you don’t currently have an annual policy or if your current policy doesn’t cover impounded automobiles, you’ll need to get impounded insurance.
Insurers view impounded autos as a high-risk proposition. Most annual insurers won’t cover impounded cars because they’re considered a high-risk category. As a result, temporary impounded vehicle insurance coverage will be your best bet.
You’ll need specialized short-term car cover if your vehicle has been impounded. A basic temporary insurance policy, as flexible as it is, will not cover the release of impounded automobiles because coverage only lasts up to 28 days. Our 30 day impound insurance in the UK provides you with everything you need to have your vehicle released and back on the road.
You’ll save more money if you act quickly. You only have 7 working days to retrieve your vehicle. And, the £20 per day storage price you must pay will quickly build up to a big, unwelcome sum. Your vehicle will be disposed of if you do not retrieve it within 14 days or fail to present the proper papers. Insurance for impounded automobiles is the best answer in such time-sensitive situations. With quotations available in minutes, the procedure is simple and uncomplicated, allowing you to save both time and money.
How Can I Get My Car Out of Impound?
To release your car from impound in the UK, you’ll need more than just valid compound insurance documentation. Before you can pick up the vehicle, you must first show that you own it.
You should bring all of the following paperwork with you to make this procedure as quick and pleasant as possible:
- Valid insurance proof
- Driver’s license with all privileges (including counterpart)
- Proof of ownership (a complete log book (V5C) or a new keeper supplement (V5C/10) along with a verifiable and ‘up to date’ bill of sale)
- MOT (Mechanical Overhaul) (A valid MOT certificate or evidence of a pre-booked MOT appointment)
This is a basic list of the documents most pounds will want. However, a notice letter received when the vehicle is ready for collection will contain a complete list of the precise documents you’ll need.
Can I Receive Insurance for an Impounded Car?
The cost of short-term impounded car insurance is determined by a number of factors. These include your age, vehicle, and driving history. We can affirm, however, that you and your vehicle must meet at least the following criteria to be eligible for impounded car insurance:
- You must have impound insurance to acquire it.
- Your car must meet certain requirements in order to qualify for impound insurance.
- Be between the ages of 21 and 80.
- No changes have been made.
- You have had a driving license in the UK or Northern Ireland for at least three years.
- There should be no more than 7 seats available.
- You must be the current legal owner of the vehicle. And you must be able to show proof of ownership if police ask for it.
- Be a car that drives on the right side of the road.
- If you’re between the ages of 21 and 25, you can have no more than 3 license points in the last three years; if you’re between the ages of 26 and 75, you can have no more than 6 license points in the last three years.
- Be a resident of the United Kingdom, Northern Ireland, or the Isle of Man.
- For the past five years,you have not been disqualified from driving.
- No more than 3.5 tonnes in weight
- In the last three years, you’ve only had one fault claim.
- Have no criminal records
- You must not have had a previous insurance policy declared void by an insurer.
Car Insurance for Impounded Vehicles
Impounded Car Insurance will help you get your car back after it has been impounded.
When you bring your car documents to the impound, you must also bring UK insurance documentation that is good for at least 30 days. Some conventional insurance policies in the UK specifically ban use for freeing a car from an impound, therefore not all covers are appropriate.
Impounded Car Insurance is a 30-day coverage. Third Party Only is the cover level. This policy will provide you with sufficient insurance documents to recover a car if you have been presented with a Section 165A seizure notice by the police for not having motor insurance on a car.
Why do the police seize uninsured vehicles?
The Police have the authority under section 165A of the Road Traffic Act 1988 to confiscate any vehicle that is being operated without a valid insurance policy or a valid driver’s license.
If the driver has committed the offense or the police are unable to verify insurance coverage at the roadside, the car will be seized and transported to the impound. There, you will be charged a release fee as well as daily storage fees until the vehicle is picked up.
As stated in the S.165 notice that will be issued to you at the roadside, there is a rigorous 14-day time restriction. There is a chance that your vehicle will be crushed after this date. We provide your certificate of insurance via secure email as soon as your money is accepted with impounded vehicle insurance.
How much does it cost to get a car out of an impound yard in the Uk?
To find out where your car has been impounded, call either 101 and ask for the local police. Or, you can call the NSL if it is related to car tax payments. Then you must pay a fine to get the car back. This will most likely be between £100 and £200 if you pay within 24 hours. If you don’t have enough space, you’ll normally have to pay extra for storage. Remember that if you don’t pick up your car, it could be destroyed or sold.
How Do I Recover My car After It Has Been Impound?
When your car is ready for collection, you should receive a notice letter. This letter will include extensive directions as well as information about the pound where your vehicle is being held.
If you are unclear, contact the specific impound prior to your visit to find out what they require. But, in general, to get your car back from an impound lot, you’ll need:
- Identification proof
- A valid driver’s license.
- Automobile insurance certificate in good standing
- Evidence of ownership (V5C)
- A valid MOT certificate is required.
- Proof that your car is covered by insurance (you will need a minimum of 30 days insurance cover to have your car returned to you)
Is it possible for someone to reclaim an impounded vehicle on your behalf?
If you, as the legal owner of the vehicle, are unable to retrieve it, someone else may do it on your behalf. This person must, however, bring the following documents in addition to the ones indicated above:
- An authority letter is a letter signed by the owner that authorizes another person to collect on your behalf.
- A copy of your passport or driver’s license — this will be used to verify your signature on the letter of authority.
- A valid certificate of insurance indicating that the driver picking up the car on behalf of the policyholder is also listed as a covered driver on the policy.
In Conclusion,
Getting a temporary insurance policy in the UK is the quickest and easiest way to get your car out of an impound. If your car has been seized and impounded by the police, you’ll need to obtain an adequate insurance policy before it can be released. You won’t be covered by a conventional car insurance policy. And, you probably have enough on your plate without having to deal with obstructive insurance companies who either can’t help you or want to charge you the moon.
Impound Insurance FAQs
Why do you need impound insurance?
If your car has been impounded because you didn’t have insurance, you’ll require impounded car insurance to get it released from the police compound. Many insurance companies either refuse to cover impounded vehicles or exaggerate their prices to make it prohibitively expensive.
Can i cancel impound insurance?
If you cancel during the first 30 days, the insurer will reimburse you a pro-rata portion of your payment, less any fees paid by the insurer.
Why is impound insurance so expensive?
There is a price for releasing the vehicle as well as a daily storage fee. Because most car insurance policies will not cover a seized vehicle in the compound, the certificate of insurance must prove that you have taken out a type of insurance for impounded cars.
