TEMPORARY VAN INSURANCE: Coverage, Advantage, And Disadvantage


When you need to use a van only once in a while or for a short period of time, temporary van insurance is an inexpensive and excellent alternative insurance. Moreover, it’s a quick and simple way to get the coverage you require while only paying for the time you require. Hence, we look at temporary van insurance UK, the cover, and the cheap one. 

When Might I Require Temporary Van Insurance UK?

Short-term van insurance can be useful in a variety of situations, including:

#1. Borrowing a van to move house 

You’ll most likely need a large vehicle to move larger, bulkier items, and you may discover that borrowing and securing a van for the day is much less expensive than hiring a removal company.

#2. Large item delivery or transportation 

Relocating large items is not a job for your car, even if you’re buying or selling. Whether you need a van for a day or a week, you can find temporary van insurance to suit your needs.

#3. Business insurance for vans 

Businesses all over the UK rely on their vans, so if one breaks down or a potential worker starts, you need a quick insurance solution to keep your operations running.  Get the related to operating van insurance you require within only 90 seconds.

#4. Test driving a new van 

If you’ve got your heart set on a set of wheels, take it for a spin to help ensure everything is where it should be. Get a van umbrella policy for a few working days without changing or affecting the car’s existing insurance.

#5. Turning away a new van  

When you’ve already decided on your next vehicle, don’t put off arranging long-term insurance. Drive the new truck home to give me some 28 days to select the best annual policy while it’s in use.

#6. Early age drivers 

Van protection can be incredibly expensive, particularly for first-time or inexperienced van drivers. Pay-as-you-go liability coverage could help you save money and get lower-priced van insurance if you only drive occasionally.

What is the cover of temporary van insurance UK?

As standard, your temporary van insurance cover includes comprehensive coverage. If the worst happens during the policy’s term, you, your vehicle, and any other third parties involved are covered.

What is there any cover by short-term van insurance UK?

  • You agreed to pay the excess.
  • emancipation from confinement (unless you buy a specific temporary impounded van policy)
  • Additional drivers: we can only cover the named driver on the policy.
  • There is no coverage for loss or damage to a vehicle, trailer, trailer caravan, or broken-down vehicle while it is being towed by the insured van.
  • When courier service is chosen, any goods carried in or on the vehicle are considered.

What does short-term Temporary van insurance cover?

  • Complete coverage on policies ranging from one hour to 28 days.
  • Your van has been damaged both accidentally and maliciously.
  • Fire, theft, or attempted theft can cause loss or damage to your van.
  • Legal responsibilities for harming or damaging another person or their property
  • Personal effects (definitions may differ by insurer)
  • Driving in the United Kingdom, and in some cases, driving in the European Union

Tempcover collaborates with a network of insurers to provide temporary van insurance to as many drivers as possible. As a result, the full scope of coverage may differ depending on the insurer. Please double-check the policy wording before purchasing to ensure that your policy covers exactly what you need.

If you need to make a claim under the policy, our helpful team will walk you through the entire process.

Is it possible to obtain temporary van insurance UK?

When it comes to providing insurance, insurers take a variety of factors into account. When calculating your risk, insurance companies consider your age, location, driving history, and vehicle.

If you and the van you want to insure meet the following criteria, we’re confident we can provide you with a temporary van insurance quote:

You must have temporary van insurance in order to obtain it.

What types of vans are available for insurance?

While the term “van” refers to the vehicle type as a whole, there are many different types of vans available.

It’s critical to choose the right body type to ensure you get the right short-term van insurance quote and pay the right price.

When requesting a quote, you have the option of selecting one of the following body types:

  • Van                                                           Single-cab pickup
  • A pickup truck with a double cab                 Van in a box
  • The Luton van                                           Refrigerated/insulated
  • Minibun                                                     Dispenser of hot food
  • The ice cream truck                                  Transit
  • Motorcaravan                                            Taxi
  • Dustcart                                                     Horsebox
  • Carrying livestock                                      Float of milk
  • Flatbed                                                       Mobile store
  • Tipping truck                                               Refuse the vehicle
  • a street sweeper                                         Skip transporter
  • Transporter of vehicles


The primary benefit of one-day insurance van policies over 12-month policies is the cost. Many drivers do not use their can on a regular enough basis to necessitate annual insurance covers.

We make it quick and easy to set up van insurance plans for as long as you need with Van Quote Direct. We work with a variety of businesses that employ 1-week van insurance plans on an as-needed basis.


Day insurance van coverage can be tailored to your specific requirements. With an annual policy, you are committed to it for the entire year, which means that any changes in your circumstances, such as a change of address or purpose, may have an impact on the policy (commuting). You may personalize temporary van insurance to your specific needs without incurring cancellation fees.


The disadvantage of day van insurance is that it contributes to your no-claims bonus (NCB) or no-claims discount (NCD) on your driver profile.

Cheap Temporary Van Insurance

The following are cheap temporary van insurance 

#1. Merced es-Vito

Although the Mercedes Vito is considered a more upscale van, it shares the distinction of ‘cheapest van to insure’ with five other vans on this list because it is a Mercedes. It is available with a variety of diesel engines and manual or automated transmissions. There is also an electric version that is worth considering if your work will be centered on local areas, as the range per charge is a modest 93 miles and there are savings to be had by driving a zero-emission vehicle in some locations (such as avoiding the London ULEZ charge, which applies to a large proportion of older diesel vans).

#2. Peugeot Expert 

The most recent Peugeot Expert was introduced in 2016, and while the previous model was an excellent worker, the new model signified a substantial increase in terms of features, safety, and design. Having said that, Peugeot still accommodates people looking for a van with the fundamentals, such as a large cargo bay, an easy-to-clean interior, and the ability to connect smartphones via Apple CarPlay and Android Auto, which helps to increase the simplicity with which calls can be made while driving.

#3. Renault 

Renault is one of the few automakers that produce a van with a sporty appearance. Models for Renault Trafic include the Black Edition and Formula Edition, the latter of which was used to advertise Renault’s Formula One racing team. Meanwhile, Sport Nav trim is basic, with less athletic design, but it makes up for it with the promise of affordable insurance prices.

#4. Transporter by Volkswagen

Few vans are more well-known than the Volkswagen Transporter. Not only that, but it appears to be a higher-end product when compared to most vans. All models of the Transporter have had excellent build quality and sophisticated cabins for the time, making them excellent used options.

#5. The Toyota Proace

The Proace is one of cheap four nearly identical temporary van(s) insurance, the others being the Peugeot Expert, Citroen Dispatch, and Vauxhall Vivaro. Toyota, like its stablemates, promises to be efficient and simple to drive. It does have one significant advantage, and that is its five-year/100,000-mile guarantee, which is greater than that of its brother vans, making it a particularly good pick as a used van, as a three-year-old vehicle would have two years of factory protection left, whilst the others would have none.


Temporary van insurance can run for a set time that you choose when you buy the policy. It could be as little as a single day, up to a few months.

Temporary Van Insurance FAQ’s

How does temporary van insurance work?

A temporary van insurance policy allows you to be covered to drive another vehicle from 1 hour up to 30 days. 

Can I get van insurance for a day?

With one-day van insurance, you can cover yourself to drive any given van for a day. The cover will generally last for 24 hours, usually from midnight to midnight

Can you pay van insurance monthly?

Paying an annual lump sum payment for van insurance is costly and for some people, given their business cash flow, it’s simply not affordable. But this is where monthly van insurance comes in. 

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