If so, do you do professional pet, cat, or dog grooming for a fee? You need to make sure you have the right business liability insurance if you work with animals. That’s why Pet Business Insurance came up with the UK’s most popular mobile dog grooming insurance quotes just for pet groomers.
Dog Grooming Insurance UK
When you work with animals, it’s not always easy. There are a lot of things that can go wrong. When your pets are in your care, you’re also responsible for any harm or damage they might do. Dog groomers should have the right insurance in place, so that’s why it’s important to do that.
What does our Dog Grooming Insurance cover in the UK?
1. If you run a dog grooming salon, work in a grooming salon, or do business on the road, our Dog Grooming Insurance policy is right for you.
2. If you get Dog Grooming Insurance, you’ll get things like Public Liability Insurance. In case you get into a fight with someone or damage their property, this will pay for the legal fees you’ll have to pay.
3. Up to £100,000 worth of Care, Custody, and Control insurance will protect you if an animal in your care gets hurt, sick, or dies while in your care. This benefit will be included in your policy as part of the deal.
4. Your Dog Grooming Insurance will also cover any special equipment that you use in your dog grooming business, as long as you keep it safe. Until the value of your equipment is worth £30,000, we can cover it for you. Additional benefits include the loss of the key cover and protection from being careless.
How much do dog groomers make in the UK?
When they start out, dog groomers make about £13,000 a year. With experience, this can go up to about £20,000. (National Careers Service).
After becoming your own dog groomer, you can charge what you want. People in the United Kingdom usually charge about $20 to $30 for a dog’s haircut or bathing. But prices can reach £80. The price you charge will usually depend on the size of the dog, the condition of its coat, the temperament of the dog, and where your business is based.
Your work hours will depend on what your clients need and how you’ve set up your business. You’ll probably be working 38 to 40 hours a week, and you should be prepared to work evenings and on the weekends as well.
Dog Grooming Business Insurance In The UK
As a dog groomer or a person who makes a dog look good, their job is to keep dogs’ coats in good shape. Dog groomers keep pets clean, brushed, dried, and cut. They also give owners advice on how to groom, eat, and care for their pets’ coats and skin.
Do I Need Dog Grooming Qualifications In UK?
As a dog groomer, you don’t need any formal training, but taking a class on animal care and maintenance can help you stand out to clients and employers. All over the country, there are places where you can take these City & Guilds dog groomer training courses.
- Dog Grooming Assistants for Level 2 Certificate
- Level 3 Certificate in Introductory Dog Grooming
- Level 3 Certificate/Diploma for Dog Grooming Stylists
Skills needed to be a dog groomer
There are many skills you need to be a professional dog groomer, and you need to learn them all. First, you need to have a love for animals. It’s not a job that’s very exciting, so you need to enjoy being around other people’s pets.
Throughout the day, you’ll be dealing with customers, so strong communication skills are a must. Imagine having to tell someone their dog can’t go to the spa because of its temperament. There are times when your pet’s behaviour can be unpredictable. Patience and the ability to calm scared or aggressive animals will come in handy. The music you play in the salon or the way you reward good behaviour can make a big difference for your clients.
A dog groomer who works for herself will have to be creative and good at running a business to sell her service and build a customer base. They want to spend money on their pets. To get that emotional desire, you need to figure out how to get it.
People who like pictures of animals will want to improve their photography skills, so it’s a good idea to work on your skills. You can then use these pictures for your social media marketing.
Tips for setting up a dog grooming business insurance in the UK
#1. Find out about the business
It’s best to help out at a kennel or work as an apprentice at a well-known salon to build your dog grooming skills. Be ready to be flexible as you learn about every part of running a salon, from understanding how different breeds act and what they need to stay healthy to knowing which health problems to look out for. With more experience, you can then think about becoming your boss.
#2. Think about the pros and cons.
Make sure that you’re 100% behind your business idea. Seeing dogs all day might sound like a great job, but are you ready for the physical demands of the job, as well? In your job, you’ll be on your feet all day, dealing with stressed-out dogs and their owners who aren’t always easy to deal with. People who have worked with dogs before can tell you what the job is like.
#3. Study a professionally-accredited course
The Pet Industry Federation accredits the best dog grooming courses in the UK, and they’re good ones (PIF). You can be sure that you’re getting the training you need if you choose a professional-accredited course. This will make your customers feel more comfortable, too.
Dog groomers in the UK can also join the British Dog Groomers’ Association, which is part of PIF, to get more training, education, and help.
#4. Choose a niche.
Make sure you know what makes your business unique so that you can stand out in a competitive market. There are two types of dogs that people groom: small dogs with short hair and long-haired dogs with long hair. Will you try to run a business that is good for the environment?
Make sure you do your research and start advertising to people who might be interested in your business.
#5. Make a business plan and a budget.
So you know how your business will be structured and how you expect it to grow, write a business plan. Competitor analysis is also a good idea because it can help you figure out how your business can be different, better, or new from other businesses in your area. if you or a friend have a dog, you could even visit your competitors as a customer.
You’ll also need to think about how much money you’ll need to spend. You should budget for at least £500 to £1,500 at least. There are a lot of different ways you can start your business. You can run a mobile salon, rent a business space, or work from your home. You should think about how much it will cost to rent or lease a house or a car, as well as the cost of your equipment.
#6. Think about business insurance.
Running a dog grooming business means that you have to look after people’s pets, which means they expect you to act professionally and carefully. Pet grooming insurance can protect you, your business, and the dogs you’re looking after if something goes wrong.
#7. Find out what the law says.
You don’t need to get a license to be a dog groomer in the UK for your business. However, you should know about the following:
- Animal Welfare Act 2006: You have a duty of care to people’s pets, so you must follow good practice. This includes providing the right environment and nutrition, protecting dogs from pain or injury, as well as making sure they are safe.
- If you’re going to play music in your salon, you’ll need to get a license from PPL or PRS first.
- COSHH stands for Control of Substances Hazardous to Health. When you use potentially harmful chemicals, like shampoos and cleaning products, make sure you know how to keep yourself and your coworkers safe by wearing the right safety gear.
#8. Buy professional dog grooming tools.
Generally, dog groomers will use the things on this list. Essentials for grooming
- The grooming table
- Clippers, scissors, & brushes
- The nail clippers of different sizes
For Bathing and taking care of yourself
- Bath
- Dryer
- Shampoo
- Conditioner
- Flea shampoo.
- towels
Mobile Dog Grooming Insurance UK
Mobile Dog grooming insurance has saved many businesses and mobile pet groomers from going out of business or going broke. It’s not the same for every groomer. It is important to have mobile pet grooming insurance as a business owner to protect your business from being sued if you do something wrong. Keep reading to find out what you need to know about getting insurance for your mobile pet grooming service.
The Most Popular Type of Mobile Dog Grooming Insurance
For mobile dog groomers, the Business Owners Plan (BOP) is the right insurance for you. If you have this kind of policy, you’ll be covered for all major property and liability risks in one place. Also, getting all of your insurance policies together often costs less than getting separate policies. For all your business insurance needs, this is like a one-stop shop.
Remember that the goal of ensuring your mobile pet grooming business is to cut down on the costs of the most common grooming accidents that happen to you. If there is a crime, your insurance won’t help you get out of trouble.
Types of Mobile Pet Grooming Insurance for a Business and Dog Groomers UK
There are a lot of different things about mobile dog grooming insurance policies. In a comprehensive insurance policy for pet groomers, these are some of the types of coverage you should look out for. You should keep in mind that most insurance companies will let you change the amount of coverage or even stop getting certain types of coverage to stay within your price range.
#1. General Liability.
A dog harness can get broken or a person can get bitten by another person’s dog in this part of the insurance policy. General liability is the area of the insurance policy where most third-party claims will be filed.
#2. Commercial Auto
One type of insurance that every mobile groomer needs are commercial auto insurance. There needs to be commercial auto insurance for your car even if you don’t put your pet in it at all. It’s the same kind of insurance that you have on your car. Coverage for collisions, comprehensive coverage, and liability is broken down into these three types: Commercial Auto Insurance.
#3. Workers’ Compensation
For people who have employees who work for the business in any way, you also need to get Worker’s Compensation insurance, too. The federal government could get mad at you if you don’t have this insurance. It’s best to make sure you have it!
Employees who get hurt while on the job are covered by this section, too. This includes not only animal injuries but also any that happen while they are on the job. It helps an employee make up for lost wages and even medical costs if they get hurt while at work.
People who work for you should learn how to avoid getting hurt at work to keep the cost of their Worker’s Compensation insurance from going up.
#4. Commercial Property
This kind of insurance protects your business’s property from things like theft, natural disasters, and even fire. It’s common for businesses, like dog grooming businesses, to have commercial property insurance. It helps you keep the business going if you lose your home.
#5. Professional Liability
This type of insurance is for businesses like yours that might be sued because of mistakes or accidents. Suppose your client asked you to cut their hair like a puppy, but you gave them an all-over shave.
#6. Business Income and Off-Premises Operations.
There is a greater chance that tools and equipment will be damaged when a business works on a job site that is not on its premises. Business income insurance helps pay for any lost income if your equipment isn’t working or is broken. Coverage: You can also use it to help pay for the rental costs of temporary equipment.
#7. Animal Bailee
In this case, you’re a bailee when you take care of someone else’s personal property (such as an animal) for them. That means you have to take care of those pets while they’re in your care!
A groomer needs to have this kind of insurance because it will cover any injuries or deaths that happen to an animal that you have. The insurance would cover everything from mild skin irritation to the loss of an arm or leg.
Now, let us go over to see the quotes under Dog grooming insurance
Dog Grooming Insurance Quotes
A surplus is a fee you pay when you claim your insurance. This fee goes toward the cost of the claim. You can only get up to £750 if your excess is £250 and you make a claim for £1,000.
| Insurance cover | Lowest excess | Highest excess |
| Public liability | £100 | £2500 |
| Employers’ liability | No excess | No excess |
| Tools | £60 | £500 |
| Stock | £100 | £500 |
| Business and office equipment | £50 | £750 |
Example dog grooming insurance quotes, real prices
Here are some examples of quotes on dog grooming insurance
Example 1. A part-time dog groomer working in the local area
- 1-2 years of experience
- Sole trader
- No employees
- Based in Manchester
Public liability- £1,000,000
Employers’ liability- Not included
Tools- None
Example 2. A small pet grooming business that rents a shop on the high street
- 5+ years’ experience
- Limited company
- 3 employees
- Based in BT4 2GB
Public liability- £2,000,000
Employers’ liability- £10,000,000
Tools- £3,000
Dog Grooming Insurance FAQ
What insurance do dog groomers need UK?
Mobile pet grooming insurance has saved many businesses and mobile pet groomers from going out of business or going broke. It’s not the same for every groomer. It is important to have mobile pet grooming insurance as a business owner to protect your business from being sued if you do something wrong.
What insurance do I need for dog grooming?
For mobile dog groomers, the Business Owners Plan (BOP) is the right insurance for you. If you have this kind of policy, you’ll be covered for all major property and liability risks in one place. Also, getting all of your insurance policies together often costs less than getting separate policies.
