An Apple iPad is quite expensive, owners do everything to protect their gadget. Generally, every new Apple iPad comes with a year warranty. The warranty includes hardware repairs and up to 90 days of free technical support. As much as this is beautiful, Applecare+ offer other benefits at £36.14 for two accidental damages. Well, there has to be more because it is still not enough, what if your new iPad get stolen? While we protect our iPad screen from breaking and the body from scratching, how do we protect it from theft and other damages? That is why we need the Applecare+ and iPad insurance. This guide explains everything you need to know about Apple iPad insurance, life and home insurance with free iPad, quotes and benefits of this policy in the UK.
iPad Insurance UK
There are two ways of protecting your iPad. You can go for an iPad warranty or insurance In the UK.
Applecar+ Coverages
For your warranty coverage, Applecare+ is two-year term protection for your new gadget. However, this is limited coverage. Firstly, you must buy the applecare+ within 60 days of purchasing your new iPad. Secondly, you decide whether you want the mini or pro iPad coverages. The mini iPad coverage cost £50.92, while the pro cost £95. The fee is for the two-year term and can be spread across monthly payments.
Applecare+ Hardware And General Warranty Coverage
1. Battery Service
Battery service when your new battery fails to retain up to 80% of its power.
2. Repair Or Replacement
Repairs or replacements by Apple-authorized professionals.
3. Accidental Damages
Get protection for accidental damages twice a year. Applecare+ costs over £36 for accidental damages.
4. 24/7 Access
Prompt access to technical support at all times.
for Daily, insurers keep releasing special discounts and offer to entice people as a result of the stick competition in the industry. The prices of iPad insurance, as well as the policies available to customers, are continually changing. Presently we have life and home iPad insurance with diverse free gifts such as apple watches, gift cards and so on.
What Does iPad Insurance Cover?
The following are some of the coverages that an iPad insurance provides;
Accidental Damages
One of the most important coverages for gadgets is accidental damage coverages. You may damage your gadget accidentally and without policy coverage, you will have to deal with the damages alone. However, iPad insurance takes care of accidental damages and the cost of repairs. There are also insurance providers that include minor cracks on-screen or replacements when repairs seem impossible.
Unauthorized Access
Your phone may be stolen by a third party and this gives them access to your gadget. This coverage reimburses you for every illegal call and data the third uses party up to £2,500.
Theft
There are insurance providers that replace your gadget when it is stolen.
Accessories
Cover for accessories lost or damaged with iPad up to £150. However, this cover is not available with every insurer that is why it is important that you take out time to compare various insurance firms’ offers.
Worldwide Use
iPad insurance also covers worldwide use. This simply uses that your iPad insurance policy is not within the UK alone. But most insurers limit this to a maximum of 180 days in a year. That is if your iPad is lost or damaged within your 180 days out of the UK, you will make a claim.
Family Cover
This cover is an add-on coverage by some insurers. This simply means it is not available in all insurance firms. For insurers that offer it, it covers your iPad for loss or damage in the hands of a family member.
E-wallet Cover
The person who stole your gadget may likely use it for e-wallet transactions. In such scenarios, you receive up to £500 coverages.
Liquid Damage Or Breakdown
There is coverage for your device if it’s been damaged by splashes Your iPad coverage also includes protection for splashes, full immersion or any form of breakdown.
Additional Insurance Coverage
Power surge by lightening
Natural disasters such as fire, flood and so on.
Apple Ipad Insurance
Before buying insurance for your Apple iPad, make sure you highlight its uses as well as its users. Basically, there are insurers that have separate plate plans for schools and businesses at deductible rates.
Insurance For Brand New, Used And Refurbished Apple Iphone
Most insurers provide coverages for Apple’s new, used or refurbished iPad. However, there are few restrictions with the used and refurbished apple iPad. To get coverage for your used or refurbished iPad, some insurers demand you must get the policy within 30 days of purchase.
Secondly, you must purchase the iPad from Amazon, eBay and other notable online stores. iPad bought from individuals or random online sites are not recognized or eligible for insurance.
When getting insurance for the new Apple iPad, most insurers will demand the receipt of purchase to know the model and time of purchase.
Excess And Claims
The excess you will be asked to pay depends on your insurer. There are insurers that will demand an extra fee when you make a claim within the first 30 days of purchasing a policy.
Before Buying A Policy Coverage
If you want to buy coverage for your iPad, make sure it is within one year of purchase. For iPad that are more than a year old, you may have to submit the gadget to an expert to test its wellbeing. Secondly, you may have to submit the data from your mobile network provider as proof of the duration of time, it is in use.
Life Insurance with free iPad
Getting a free iPad for buying a life insurance policy sounds thrilling right? Well, we all love gifts and if a free iPad will come with life insurance it is worth considering. But just before you agree to take the enticing offer, note the following;
- The free gift for home or life insurance is a marketing strategy to lure more people into their plans. Therefore you can still settle for firms that do not offer free gifts as it will be more affordable
2. Every insurance firm that will give you a gift comes at an extra cost.
3. The higher your premium, the higher your gift
4. The most common gift that insurance firms offer are Gift cards ( Amazon, Love2shop, Argos, Mastercard gift card and so on) Apple watches. The higher the premium, the higher the gift card.
Finally, the Free iPad for life insurance is a new deal by the envirogadget. However, not much can be said about this offer in the meantime.
Top Insurance firms That Offers Life Insurance With Free Gift
Generally, the whole gift idea has just one focus-to lure more people into buying life insurance policies. It is a psychological means of skyrocketing sales. The following are some of the firms that offer life insurance with free gifts in the UK.
#1. Aviva
#2. Direct Line
#3. Royal London
#4. Compare The Market
Get and compare quotes for life insurance with free gifts here.
Home insurance with free iPad
Do you receive a free iPad for buying a home insurance policy in the UK? Well, Insurance firms frequently give introductory deals and free gifts to persuade people to purchase their home insurance policy. As much as a free gift sounds great, you also need to determine which offers, gifts, and prices are the most cost-effective for you. Because, aside from the persuasive gift that entices, it is important you settle for offers that meet your home insurance needs.
Furthermore, it is imperative to compare the offer of various insurance policies because comparison will help you get the best of your home insurance irrespective of the free gift. Finally, getting a free iPad for purchasing home insurance is not as common as getting a gift card.
Additional Gift Offer for Home Insurance
In addition to some of the free gifts that insurers offer, some of them include the following s add-ons.
- 10% or more additional content coverage available with no additional cost..
- Accidental damage coverage as a basic feature.
- Few months free after first year of insurance
Conclusion
Well, we all know iPads are quite expensive. Protecting it with the right insurance policy is paramount. As it will save you the cost of repairing or replacing your iPad. Finally, there is no perfect coverage, just identify your needs and add other policy that meets your needs.
FAQs On iPad Insurance
How much is AppleCare+ for iPad?
AppleCare+ for iPad, iPad Air, and iPad mini costs $69 outright or $3.49/month for 24 months. AppleCare+ for iPad Pro runs $129 paid up front, or $6/month for 24 months. Read more about what’s all included with AppleCare+ for iPad on Apple’s website here
How do I know if my iPad is covered by AppleCare?
You can also go to mysupport.apple.com to find out if your device is covered. Sign in with your Apple ID, then choose your device.
…
Check if your device is covered by an AppleCare plan or Apple’s Limited Warranty
Go to checkcoverage.apple.com.
Enter the serial number of the device.
Follow the onscreen instructions.
Can you buy AppleCare after 60 days?
If you want to buy an AppleCare+ plan after the 60-day period has ended, you can bring your device into an Apple Store for an inspection up to a year after purchase. If the technician allows it, you’ll be able to sign up in person. … The iPhone or Mac was purchased less than a year before the repair.
How long does AppleCare last for?
AppleCare and AppleCare+
For most products, Apple’s extended warranty plan is known as AppleCare+, which provides up to two or three years (depending on the product) of hardware coverage, as well as coverage for up to two incidents of accidental damage every 12 months (subject to service fees).
