What every person seeks first in an insurance company they want to go with is the flexibility of their services and coverage, which is what Smart Cover Insurance grants without stress. You do not and would not want to get your cover with and from a company whose services cannot be trusted.
If you have been looking for a good insurance company recommendation for your insurance needs, You may have wanted and been searching for a long time for where to get your coverage.
A good recommendation for you today is to cover insurance. They are an award-winning insurance company that covers you with a wide range of services.
In this article, we are going to take you through all about smart cover insurance. Their service offers the things they cover, why they are good, and also a few of the reviews from their customers.
Keep reading to get the answer to whatever question you may have about the company.
About smart cover insurance
Smart Cover Insurance is an award-winning insurance service provider. They provide coverage on a wide range of insurance products and ensure a high-quality service to their customers.
The insurance service provider, Smart Cover, is a UK-based company and is subject to UK regulations. Smart Cover Insurance is a trading name for Smart Cover Direct Limited.
Their service provision is on a wide range of insurance products, ranging from home to vehicle insurance and gadget insurance. We are not going to forget the importance of telling you about all their services in comprehensive terms too.
The insurance company is in partnership with different recognised bodies like AIG, AVIVA and others. Over time, the company has won several awards and is eager still to win more.
Why choose smart cover insurance?
Smart Cover Insurance states that its aim of service is to provide quality service to the customers. They ensure their customers are satisfied with their services and also consider their reviews to make adjustments where necessary.
From the reviews of their customers on Trustpilot and their home site, they have not failed their customer’s expectations.
The company, as its name says, also provides smart coverage for your appliances and gadgets. They are not one of those companies that claim to be the provider of multi-insurance services and lag in their services.
Furthermore, this insurance company has an excellent rate on Trustpilot. They also make sure that their customers receive reliable coverage and have their peace of mind in full. It is not of them to deny customers from making claims; they also provide a streamlined claims offer. Not to forget to mention, their service provision is prompt and on time.
What smart cover insurance covers
The general service cover of the smart cover insurance would be listed here. You would not want to blindly follow an insurance company without first getting to know what they offer.
Aside from the services they provide, you need to know the benefits you are open to if you get your insurance cover from them.
Some of the benefits you get from getting your insurance covered by Smart Cover are listed below.
- cover for kitchen appliances
- Home emergency cover
- Cover for motor breakdown
- Gadget insurance cover
- Home insurance cover (contents and building cover)
The above listed are the types of policies they provide as an insurance company.
Smart cover insurance benefits
Besides the policy types that are listed above, there are still covered benefits that a customer stands to gain.
The benefits are for the body, given you are a smart cover insurance customer. How interesting it is that you get your insurance coverage from a company and yet there are still coverage benefits.
List of the benefits that are assured for anyone who has decided to become or already is a customer of Smart Cover Insurance.
The benefits are listed below:
- The claim process is rapid and streamlined
- Assured price match
- You get engineers nationwide for the fixation of damages
- Your damaged properties or items are replaced like-for-like
- Emergency repair cover on you
- Coverage of items no matter the brand or make
- Your peace of mind is not disturbed
- Professional service and providers
Those are a few of the many things you stand to gain as a customer of smart cover insurance. There are still private benefits, and some come with the type of policy that suits your needs.
Cover for kitchen appliances
Unlike other insurance companies, Smart Cover Insurance provides their customers with coverage for their kitchen appliances.
Although some coverage for contents in your home may come with the benefit of covering the items in your kitchen, for anyone who specifically wants to get a special cover for the things they use in cooking for their family, this is the policy type that covers that.
The policy covers your kitchen appliances whether mechanical or electrical breakdowns. If any of your appliances are damaged accidentally, the policy covers the repair or replacement.
Home emergency cover
As with humans anywhere, emergencies may occur in the home at any time without prior information. That fact is the reason why the home emergency cover is important, as provided by smart cover insurance.
This policy type covers the repair or replacement of damages done to expensive items in your home. Individuals under this policy benefit from an annual claim limit of up to ยฃ5000 from the company.
The cover for home emergencies includes
- Cover for leakages
- Boiler breakdown
- Gas damage
Cover for gadgets
In this type of policy, your gadgets are what is covered, from your phones, laptops, MacBooks, etc.
The cover is for every electrical gadget in your home; below is what the policy covers:
- Accidental Damage
- Theft is not covered
- Breakdown
- Liquid Damage not covered
- Repair Or Replace
Those are the situations where your gadget’s repair or replacement is covered and not. Individuals under this cover type benefit from the following according to the policy:
- Expert claim handling team
- Quality customer service
- Accidental damage cover
- A low excess fee of โยฃ50
- Fast claim settlement service
Car breakdown cover
If you have experienced a breakdown of your car on the road, you would know the experience. You cannot wish your enemy the experience of a car breakdown.
Sometimes it may happen where there are no passers-by; Smart Cover Insurance would send an engineer down to you wherever it may be. The average wait time for roadside recovery is 60-90 minutes.
Car breakdown cover is saying goodbye to unforeseen stress and a welcome hello to peace of mind for absolute. The cover is not limited to a type of car; it covers vans, minicars, motorcycles, taxi cars, and private cars.
This policy type covers the below:
- Road Assistant & Recovery
- Alternative Travel
Smart cover insurance reviews
As an insurance company, Smart Cover Insurance has received over 1065 reviews and counting, on the trust pilot.
The company, from the reviews of their customers over time, has been discharging their duties duly.
They also have been meeting the standard they set for themselves as a company. One of their standards counts also, providing peace of mind and quality service.
Conclusion
Smart Cover Insurance is a trading name for Smart Cover Direct Limited. The company has stood and won different amazing awards over the years and is ready to go for more. Their services are on a wide range of insurance products including a motor breakdown insurance cover.
The uniqueness of their service is also related to the fact that they offer services on rare policies. Customers of the company have also given or written interesting reviews telling how helpful and amazing the company’s service has been.
Furthermore, the company has different amazing offers and benefits that accompany each policy. Also, whatever offer or benefit besides the general benefits that one gets from the company is dependent on the policy chosen. Finally, Smart Cover is a company that has chosen to make the peace of mind of its customers a priority.