In a world today where nothing seems impossible and where you can actually lease anything, including a car, regardless of your age, you might doubt it because of the age limit and all that. Read on to clear your doubts even as we discuss how the idea of mobility would work generally even with PIP, its operations, and the mobility allowance for over 65 in the UK.Â
What Is Motability?
The Motability Scheme assists you in becoming active by trading your qualifying mobility allowance for the lease of a new low-cost automobile, wheelchair-accessible vehicle, scooter, or powered wheelchair.
However, global car market difficulties are causing delivery delays and supply concerns. And also a lack of several new cars, which, according to the prediction, will last until 2022.
How Does Motability Work With PIP
Motability works by using your Personal Independence Payment (PIP) to lease a car.
You may be eligible to participate in or work in the Motability Scheme if they grant you the Enhanced Rate of the Mobility Component of PIP (ERMC PIP). And have 12 months more left on your existing allowance.
Motability PIP work is easy and inexpensive — with over 2,000 automobiles to select from, insurance, tax, and servicing are all in. Moreover, obtain an information sheet for a fast guideline for entering the Scheme. As well as a choice of the cars available.
What Is The Motability Scheme And How Does It Work?
As we previously said, the Motability Scheme assists you in becoming active by trading your qualifying mobility allowance for the lease of a new low-cost automobile, Wheelchair Accessible Vehicle, scooter, or powered wheelchair.
Motability work by Simply trading all or a portion of your mobility allowance for a vehicle of your choosing. After three years, you can either return your car. Or continue on the Motability Scheme by leasing a new car for yet another three years.
Advantages Of Participating In the Scheme
When you choose a vehicle from the Scheme, you get everything:
- Every three years, you will receive a new car of your choice.
- Insurance coverage for three identified drivers
- Maintenance and service
- The RAC provides complete breakdown assistance.
- Annual vehicle tax
- Kwik Fit provides replacement tires.
- Repair or replacement of windows and windscreens
- Many modifications are available at no additional cost.
Motability Operations (Who And what They Do)
Motability Operations Ltd. is an independent corporation in charge of the Motability Scheme’s finances, administration, and upkeep. They rent all Motability Scheme vehicles to consumers, and their license and supervision are under the Financial Conduct Authority.
Next, Motability Operations assists persons with disabilities in gaining greater freedom by providing them with affordable, worry-free mobility. They lease wheelchair-accessible vehicles, scooters, and powered wheelchairs to people through the Motability Scheme in return for their mobility allowance.
Motability Operations is dedicated to enhancing the lives of over 640,000 customers and their families by addressing their needs. They also strive to provide incomparable value and award-winning customer service. All profits are re-invested in the Scheme to benefit clients.
Motability Operations Ltd. Careers
Motability Operations Ltd. employs employees in a wide range of tasks in a fast-paced environment and provides a competitive pay and benefits package. They also make long-term investments in the development of our employees.
Is There A Limit Age For Motability?
People frequently believe that the Motability automobile scheme has an age limit; nevertheless, drivers with disabilities who are under the age of 65 can still rent a Motability car under certain conditions.
Age Limits For DLA And PIP Mobility Benefits
The eligibility conditions for joining the Mobility Allowance are the same for those over the age of 65 and those under the age of 67. To be eligible, you must currently be receiving one of the below allowances (and have at least 12 months left on your award):
- Personal Independence Payment (PIP) Enhanced Rate Mobility Component – presently worth £62.55 per week
- Disability Living Allowance (DLA) Higher Rate Mobility Component – presently worth £62.55 per week
- The Armed Forces Independence Payment (AFIP) – which is presently valued at £62.55 per week.
- The WPMS (War Pensioners’ Mobility Supplement) is presently worth £69.85 per week.
However, uncertainty arises since the Dept for Work and Pensions (DWP) has an upper age limit for anybody seeing for the first time one of these disability-related benefits
What’s More
In the United Kingdom, the top age limit is the harmonized mobility allowance age for men and women, which will be over 65 to 66 in 2021. Further hikes in the state pension age are anticipated, ultimately raising it to 68, though the exact timeframe has yet to be decided.
If you are over 65 and have obtained one of this eligible Mobility Allowance, you can use it to pay for the lease of a new automobile. Or a wheelchair-accessible vehicle (WAV) under the Motability Scheme.
In addition, you cannot apply for PIP or DLA if you are 66 or older and have care needs as a result of mental or bodily impairment. Rather, there will be an invite to register for the Attendance Allowance. The Attendance Allowance is a non-means-tested, tax-free benefit paid to those above the state pension age to cope with the extra expenditures connected with their handicap.
Sadly, you cannot utilize the Attendance Allowance to lease a car through the Motability Scheme. The Attendance Allowance intends to offer additional funds to pay for the claimant’s care, not particularly their mobility.
Hence, in a nutshell, if you are still receiving one of the qualifying mobility allowances at the age of 65-66, you can lease a Motability vehicle.
The Motability Component Of Disability Living Allowance UK
Disability Living Allowance is no longer eligible for new applications from children under the age of 16. And there is a phase-out for all new claims from persons between the ages of 16 and state pension age. Any new claims from this age range should instead be for Personal Independence Payment.
What is The Motability Component Of The Disability Living Allowance UK?
If you require care or mobility due to an illness or condition, you may be eligible for Disability Living Allowance. The Disability Living Allowance consists of a care component (for assistance with personal care) and a mobility component (for support with getting around). The care and mobility components are paid at various rates based on the level of assistance required.
The Motability Component Of Disability Living Allowance Eligibility UK
To qualify for the mobility component of Disability Living Allowance in the UK, your condition must be serious enough that you experience any of the following walking difficulties, even when having or using normal support or devices:
- You are unable or nearly unable to walk without significant discomfort due to a physical handicap, or you risk threatening your life or suffering deterioration in your condition by making the attempt to walk.
- You don’t have any feet or legs.
- When venturing out of doors in unknown settings, you almost always require advice or supervision from another individual.
- You are rated as being 100% incapacitated due to loss of vision and not less than 80% disabled due to deafness, and you require someone to accompany you when you go outside.
- You are profoundly intellectually disabled and have severe behavioral issues, and you are eligible for the highest rate of care component.
The mobility component has two rates based on how your handicap affects you:
Low rate
If you require direction or monitoring while out in the open.
High rate
If you have any of the other, more serious walking problems.
What Are The Criteria For Mobility Allowance?
If you have a sickness or condition that interferes with your everyday life, it is worth investigating whether you are eligible for additional compensation. There is an individual evaluation to see if you fulfill the eligibility requirements and which rate is payable.
In 2021/22, the rates for the mobility component of Disability Living Allowance are as follows:
- £23.70 for low-cost mobility
- £62.55 for high-rate mobility
Disability Living Allowance is not a means-tested benefit; therefore, it makes no difference if you have other sources of income or savings. To make a fresh claim, you must be under the age of 16; if you are between the ages of 16 and state pension age, you should claim Personal Independence Payment; if you have reached state pension age, you should claim Attendance Allowance.
How To Make A Claim?
The Department for Work and Pensions administers Disability Living Allowance, and the Disability and Carers Service administers it in Northern Ireland. Contact information is available on the Disability Benefits Helpline page and on the NIdirect website for Northern Ireland.
Conclusion
The Motability Scheme assists you in becoming active by trading your qualifying mobility allowance for the lease of a new low-cost automobile, wheelchair-accessible vehicle, scooter, or powered wheelchair.
How does Motability Work FAQs
How much is Motability allowance per week?
Motability allowance across the UK is £62.55 per week
How does the Motability Scheme work?
You simply exchange all or part of your mobility allowance to lease a vehicle of your choice. After three years, either hand back your car or if you’d like to stay on the Motability Scheme. You can choose to lease a new vehicle for another three years.
Do you have to pay a deposit for a Motability car?
Your Motability dealer will require the Advance Payment to be paid in full on the day you collect your new car.
