Are you paying higher car insurance premiums because you’re considered a high-risk driver? Collingwood insurance may be able to assist you if you are a learner driver, under the age of 25, over the age of 50, or have a conviction.
Collingwood Insurance Company Ltd. is a Gibraltar-based specialist motor insurer that began operations in 2003 and writes carefully selected business in the United Kingdom and Ireland through insurance intermediaries.This specialized insurance provider claims to be able to find competitive rates even for high-risk clients.
Read our guide to find out if the company is legit and what kind of car insurance Collingwood provides.
Who are Collingwood insurance?
Collingwood Insurance is a broker that offers a variety of insurance products, including learner and young driver policies (including telematics) and policies for those with motoring or criminal convictions.
Collingwood Learner Driver Insurance allows you to get extra driving practice in your own car or in the car of a friend or family member without putting their policy at risk.
They take pride in being an award-winning insurer, and they have a 4.9/5 rating on Trustpilot with nearly 7,000 reviews. As a result, the company is one of the best-rated car insurance providers in the UK!
Why choose Collingwood car insurance?
Collingwood offers a variety of flexible insurance policies, and you can customize the level of coverage for each policy. If you have any questions about any of the policies, you can contact a network of UK-based agents.
A Collingwood Young Driver Insurance Policy is a type of black box insurance for young drivers.
Who owns collingwood insurance?
The company was founded in 2006 in Newcastle upon Tyne. They provide a variety of products, including some for customers who require specialized insurance.
Collingwood Insurance Company Limited, a Gibraltar-based specialist motor insurance company founded in 2003, underwrites the insurance. They are authorized and regulated by the Financial Services Commission in Gibraltar, and they are also members of the Association of British Insurers (ABI) and the Financial Ombudsman Scheme (FOS).
These include the DIA (Driving Instructors Association) award for Best Young/Learner Driver Insurance Provider for three years in a row and the DIA (Customer Service Champion) award in the 2020 Insurance Choice Awards.
Collingwood insurance cover
Collingwood offers single-car insurance policies to learner drivers and drivers with a history of infractions. It also offers young drivers’ black box car insurance.
Learners can choose between an annual policy and a short-term policy that covers both intensive and standard learner driver courses. Collingwood also offers insurance for students to drive their own or someone else’s car.
Is collingwood a good insurance company?
Collingwood provides three standard types of coverage, but these policies can be tailored to your specific needs.
They cover includes: Third party, Third party, fire and theft and Comprehensive.
Third party:
Third party cover is the legal minimum for all drivers in the UK, and it is also the minimum level of cover offered by Collingwood. It will not, however, cover any damage to your own vehicle.
Third party, fire and theft:
This is the same level of coverage as third party, but with the addition of protection against fire damage or theft of your vehicle.
Comprehensive:
This is the most comprehensive level of protection available. It provides the same level of protection as the other two levels, as well as protection against accidental damage and vandalism.
Why is collingwood insurance so cheap
Collingwood learner driver policies have some excellent features, and you can choose from Third Party, Third Party Fire and Theft, or Fully Comprehensive to meet your provisional insurance requirements.
Keep in mind that third-party insurance only covers damage or loss to other people or property. Comprehensive coverage is required if you want to protect your car in the event of damage (for example, from a fire or an accident) or theft.
Collingwood In any case, comprehensive coverage is as cheap as or less expensive than lower levels of coverage (i.e., TPFT and TPO). They companyoffers learner drivers the option of purchasing an annual policy or a short-term learner policy.
Collingwood insurance cover
They types of car insurancre available at collingwood insurance are:
- Learner Driver car insurance
- Young Driver car insurance
- Over-50s car insurance
- Convicted Driver car insurance
#1. Learner Driver car insurance
If you’re learning to drive, you’ll have the option of purchasing either a short-term or annual car insurance policy for your own vehicle.
Incase you’re learning to drive in someone else’s car, you can choose between short-term or annual insurance on their car, allowing you to make a claim that won’t affect the car owner’s no-claims bonus on their own insurance policy.
Once you pass your driving test before your insurance expires, you will be able to cancel and receive a refund for the remaining unused coverage.
An annual policy with comprehensive coverage includes the following features:
- Windscreen cover
- Repair and theft cover
- Accidental damage
- Add another person to your policy, such as a parent or spouse, to allow them to drive your car for free.
#2. Young Driver car insurance
When it comes to insurance, if you’re a safe but inexperienced driver between the ages of 17 and 24, you’re considered one of the higher-risk groups. However, choosing a telematics (or “black box”) car insurance policy may help lower premiums.
The telematics box is installed in your vehicle, and it then monitors your driving and braking habits. As a result, under this policy, only you, the policyholder, are permitted to drive the vehicle.
Read our Ticker insurance review to learn more about how telematics, or black boxes, are installed in a vehicle.
Features of this policy with comprehensive cover include:
- Windshield replacement
- There are no mileage restrictions or curfews.
- If an approved repairer is used, the excess is reduced.
- Courtesy vehicle
- GPS-enabled theft tracker
#3. Over-50s car insurance
Despite the fact that you are an experienced driver over the age of 50, you are still likely to fall into the higher-risk category due to the assumptions that insurers make. As Collingwood claims to value your experience, you may benefit from specialized insurance for drivers aged 50 to 75.
This policy’s comprehensive coverage includes the following features:
- Windshield replacement
- If an incident is reported within 24 hours and an approved repairer is used, the excess is reduced.
- Courtesy vehicle
#4. Convicted Driver car insurance
If you have three or more points on your license or an unspent non-motoring (criminal) conviction, you are likely to be classified as high-risk for insurance and face high premiums, or you may be unable to obtain coverage at all. Collingwood provides insurance tailored specifically for drivers with convictions and may be able to cover you at a competitive price.
This policy’s comprehensive coverage includes the following features:
- If an incident is reported within 24 hours, the excess is reduced.
- Courtesy vehicle
- Windshield replacement
Collingwood insurance claim form
You should contact Collingwood Claims at 0345 370 0008. This is a 24-hour claim line that is available seven days a week. You can also email the information to claims@collingwood.co.uk.
You’ll need to provide:
- Your policy number and personal contact information
- Details about the incident, such as its location and the amount of damage sustained
- Information about any third parties or passengers involved
- Details from eyewitnesses
- If applicable, a crime reference number.
Do collingwood do full insurance
Due to their website’s geolocation restrictions, we were unable to conduct a comprehensive analysis of Collingwood’s learner policies.
However, based on information found elsewhere on the site, comprehensive, annual learner policies appear to include a windscreen and a courtesy car (for repairs by an approved repairer that are related to a claim).
We suspect that these policies are generally light on other features such as repair guarantees, onward travel, and so on.
How to cancel my collingwood insurance
Collingwood insurance cancel works well by Informing your insurance company that you wish to cancel. You should be able to cancel by writing a letter or sending an email, but each provider has different procedures, so check the terms and conditions of your policy.
If you can cancel by phone, make a note of who you spoke with and when you spoke with them. It’s also a good idea to write down what you’ve said.
Collingwood insurance cancellation fee
Unlike most companies, Collingwood insurance account deactivation does not charge cancellation fees if you cancel your annual learners policy early, so when you pass your test, you can get right to work on arranging a new policy to cover you as a full licence holder.
Overall, this adds up to a versatile and formidable proposition for a learner driver, whether they want to insure their own car or practice in the vehicle of a friend or relative.
Collingwood insurance address
Collingwood can be contacted through their website.
If you’d rather call, there’s a phone number for each of their policy types:
- Learner drivers: 03454700014
- Young drivers: 03455652944
- New drivers: 03455652944
If you prefer to contact them by mail, their address is:
Collingwood House
North Shields
NE29 6AR
Conclusion
Collingwood can provide competitive rates on flexible car insurance for inexperienced drivers (and convicted drivers). Customers rate the policies highly, despite the fact that they have fewer features.
FAQs about Collingwood insurance
Collingwood can offer competitive rates on flexible car insurance for new drivers (and convicted drivers). Despite the fact that the policies have fewer features, customers rate them highly.
You must have valid insurance for the vehicle in which you will take your test. Collingwood learner driver insurance protects you while you practice.
Yes it does
You can drive your own, a family member’s, or a friend’s car for up to a year with Collingwood annual provisional car insurance.
Also read about other car insurances
- Hedgehog Insurance: Is hedgehog insurance any good
- Audi Insurance Reviews 2023| Everything you need to Know -Models, Claim
- Haven Car Insurance Review 2023 | Is it Legit or Scam
- Acorn Insurance Reviews 2023 | How it works, Coverage, and Claim Policy
- Impounded Car Insurance: How to Get Car insurance for impounded cars uk
