Caravan Insurance Reviews: Definition, Types, And Reviews


A caravan can be an excellent way to travel without having to spend money on accommodations. You’ll need insurance for your caravan for damage and burglary whether you’re traveling the UK or farther abroad. We’ll look at the UK caravan insurance reviews and the quote. 

What exactly is caravan insurance?

Caravan insurance protects you financially in the event that there is damage to your caravan or its content. There are numerous policies available, and which one you choose will be determined by the sort of caravan you own and the quantity of coverage you require.

What kind of caravan insurance do I require?

When purchasing a caravan policy, you must examine both the type of vehicle and the type of coverage you require. There are many various types of caravans, and they all require different sorts of insurance.

#1. Insurance for touring caravans

This offers financial security for caravans hauled behind another vehicle.

#2. Insurance for static caravans

This includes stationary caravans, such as those seen in vacation parks.

#3. Insurance for Motorhomes

Because motorhomes are technically vehicles, they must have at least third-party insurance.

What is the cost of caravan insurance?

The cost varies greatly from person to person. This is due to the fact that premiums are calculated using a variety of variable criteria, including but not limited to:

  • Firstly, age
  • Secondly, the contents of your caravan
  • Thirdly, the degree of protection you select
  • Next, the insurance background
  • Where do you keep your caravan
  • Next, your policy’s duration
  • Then, make and model your caravan
  • Next, the security features of your caravan
  • Finally, the excess amount on the policy

What Does caravan insurance Cover?

A caravan policy may include coverage for the following items:

#1. Internal and outward deterioration

Destruction by a leak within the trailer, for instance, or a dent created by being towed or parked

#2. Theft and burglary

If your caravan is taken after it has been disconnected, or if someone breaks in and destroys or steals its contents

#3. Third-party liability for car monitoring

If your activities cause someone injury or damage to property, you are responsible.

The Best Caravan Insurance UK

On the market, there are numerous possibilities for caravan insurance.

#1. Caravan Guard Insurance UK

Caravan Guard is a specialized company with over 30 years of experience. It provides plans for a wide variety of caravans, as well as campervans, motorhomes, vacation cottages, automobile, and house insurance. The touring caravan policy offered by the company provides new for old coverage if the caravan is less than 15 years old, awning storm damage coverage, storm and flood damage, and accidental damage.

#2. Towergate caravan insurance UK

Towergate Insurance is an expert insurance company founded in 1997. The touring caravan policy by the company includes public liability, accidental damage while towing, theft, fire, flood, and storm protection.

#3. Ripe Caravan Insurance UK

Ripe Insurance’s initial product, The Golfers Club, was introduced in 1998. Since then, the company has grown to include a variety of insurance options for caravans, lodges, cabins, chalets, and trailers.

#4. Leisuredays Caravan Insurance UK

Leisuredays is a specialized insurance provider that provides insurance for static caravans, lodges, chalets, park homes, and holiday homes. Its static caravan policy covers public liability up to £5 million, fire, theft, storm and flood damage, accidental damage, fixtures and fittings, and keys and locks up to £500.

#5. The Saga Caravan Insurance UK

Saga has over 65 years of experience and is a prominent insurer for people over the age of 50, offering travel, house, and vehicle insurance, as well as other financial services. Saga provides touring caravan insurance for people over the age of 50.

#6. Lifesure Caravan Insurance

Lifesure is a specialty insurance company that came into its establishment in 1971. And provides insurance for caravans, motorhomes, park homes ,and property, cars, and homes. There are four types of touring caravan insurance to select from, each catering to a distinct set of needs.

How to Find the Most Affordable Caravan Insurance

Firstly, when seeking insurance, the first step should always be to compare coverage. Our table below will assist you.

Secondly, when comparing policies, consider more than just the cost. Cheapest does not always imply best, so make sure the policy you choose includes all of the features you desire. For example, if you want a static caravan policy that covers public liability coverage make sure you get one that does.

After you’ve decided on a supplier, begin the application procedure. When answering each question, you must provide complete and accurate information, as failure to do so may result in the cancellation of your entire policy.

After you’ve purchased the coverage, save the policy paperwork in a safe location (whether that’s on your desktop or as printed copies in your home or workplace). Keep them somewhere accessible in case you need to make a query or a claim.

Finally, make a note of your provider’s claim line number on your phone or on a piece of paper in your caravan (ideally both) for use in an emergency.

Caravan Insurance Reviews

These reviews are according to our investigation

‘‘We were pleasantly happy to discover that breakdown coverage was included in the cost of insuring our camper’’.

‘‘It was quick and simple. The council was informed and helpful.

Regrettably, you only find out how good your insurer is after you file a claim’’.

‘‘I’m now transitioning from a motorhome to a caravan and needed to get an estimate from Caravan Guard (they insured the motorhome). The quote was very competitive, and since I’ve been with the firm for a while, it was a no-brainer to take the quote. The entire procedure was incredibly simple, and the personnel was quite educated and courteous. Caravan Guard is something I would suggest to everyone’’.

‘‘Very simple procedure, thorough and polite service’’.

‘‘Excellent company to work with. I contacted Ryan twice with policy inquiries and found him to be very knowledgeable’’.

‘‘My caravan was insure through a caravan club’’.

‘‘I noticed that the annual increase was becoming too great, so I searched around’’.

‘‘I’m glad I did because, in addition to better service, the price was lower. I haven’t had to file a claim yet, so I’m hoping the process is as simple as purchasing the insurance’’.

‘‘The only complaint is that you don’t talk to the same individual twice, which can lead to misunderstanding. However, all issues were handled in a professional, courteous, and friendly manner’’.

‘‘I worked with Emma, who was really helpful and a pleasure to chat with. Very considerate and helpful. If this is how you treat your consumers, this will be my first of many encounters with you’’.

‘‘Excellent entire service, the advisor was a credit to Caravan Guard, and he comes highly recommended’’.

Saga Caravan Insurance Reviews

‘‘extremely simple, so pleasant, and has no number of buttons to press’’

‘‘An all-around amazing service that satisfied all of my requirements without a hitch’’.

‘‘When approaching for insurance online, Saga Insurance was very helpful, very reasonable with their costs, and very good at staying in touch and keeping clients up to date’’.

‘‘To answer any questions, they are easy to reach on the phone. Premiums are reasonable and cover all important categories. Allow hard copies to be mail’’.

‘‘They are always pleasant to speak with and solve any difficulties immediately’’.

‘‘I have Saga on all of my vehicles and have never had a problem’’.

‘‘They provided me an estimate for insurance, and I have my car and caravan insured with them; the car has a three-year fixed price, and the caravan is completely insured to a high level for a reasonable fee. I would suggest’’

‘‘Saga has provided me with caravan insurance for the past three years. I usually compare prices, but Saga is always the greatest value’’.

Caravan Insurance Quote

You can go over to the caravan insurance website to get a quote. Moreover, if you don’t know what caravan quote is all about, you ask the caravan insurance through their website about a quote. The Caravan insurance will provide you with the quote you need.


Caravan insurance protects you financially in the event that your caravan or its contents are damaged or destroyed

Caravan Insurance Reviews FAQ’s

Do you have to have caravan insurance by law?

No, you’re not legally required to have caravan insurance. But around 4,000 caravans are missing every year, and there’s always the risk of accidental damage, even while the caravan is on your driveway. Damage when towing is the most common type of accident.

Do caravans need insurance UK?

You don’t legally need to have caravan insurance. But you do need to make sure you have at least third-party cover on your car insurance to cover any damage to others you cause while towing your caravan

What does my caravan insurance cover?

A specialist caravan insurance policy could cover you if: Your caravan’s stolen while it’s detach from your car, either parked at its storage location or in use at a campsite or caravan park

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A specialist caravan insurance policy could cover you if: Your caravan's stolen while it's detach from your car, either parked at its storage location or in use at a campsite or caravan park

" } } ] }
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