Is ticker a good insurance company? It is difficult to find low-cost car insurance. Every insurer appears to be raising their premiums, and there appears to be nothing you can do to obtain reasonably priced coverage for you and your vehicle. This is where a company like a ticker insurance, that offers black box car insurance comes into play.
Also, If you’re a learner driver or don’t have much driving experience, your car insurance premiums can be exorbitant – often well into the four figures. This is because insurers consider certain groups of drivers to be more dangerous, and anyone in that group gets smacked regardless of how good a driver they are.
Choosing a ticker Insurance policy is one way to get a more tailored premium and potentially save money on your car insurance.
In this article, we will discuss ticker insurance black box reviews.
What is ticker insurance?
Ticker insurance is a black box car insurance company, also known as telematics insurance, that uses technology to track and record a policyholder’s driving behaviour. The goal is to base the driver’s insurance premiums on how much they drive and how safe (or risky) they drive.
Black box insurance definition
Black box car insurance, also widely recognized as telematics car insurance or pay-as-you-drive car insurance, is a policy that monitors your driving and uses it to calculate your premium (along with other factors such as your age and where you live).
To accomplish this, a black box device is typically installed in your vehicle, though some insurers may also offer a plug-in device or a smartphone app. The device will be small—roughly the size of a smartphone—and will be placed in an unobtrusive location.
How does black box car insurance work?
When you purchase black box car insurance like ticker insurance, your insurer will arrange for a third party to install the black box device in your vehicle. It’s small – about the size of a mobile phone – and is usually placed in a hidden location where you can’t see it.
When it’s installed and activated, your insurer will be able to collect data on your driving habits and use it to adjust your premiums. If you drive safely and responsibly, your insurer will reward you with lower premiums. Depending on your insurer, your premiums will be adjusted monthly or when you renew your policy after a year.
Instead of relying on general statistics that don’t always paint young or inexperienced drivers in a favourable light, black box and other telematics insurance policies provide insurers with a more accurate picture of how risky a driver you are.
How does ticker insurance work?
Once you’ve installed a black box in your car or activated your app, it will record how you drive. Ticker insurance is accessed via a self-install box and an app. The company will send you the Ticker box, which you will attach to your windshield and pair with the Ticker app.
The box then sends ticker-insurance driving data to your phone via Bluetooth. The Ticker app will keep track of your progress—and the better your driving, the sweeter the renewal.
It may keep an eye on the following items:
- smooth driving – how you brake, steer and accelerate
- times of day you drive
- duration of your journeys
- speed
- types of road you drive on
- cornering
- how many miles you drive.
Always double-check the metrics that your specific policy will track, as they will differ between insurers and policies.
Ticker insurance box
A ticker insurance box is a small, round box that fits in your palm. Inside, you’ll find an accelerometer, GPS, and a battery that should last you at least a year.
The box is mailed to you, and you stick it to your windshield. Install the Ticker app and connect it to your box. The box then gathers driving data and transmits it to us via your app. This will have little impact on your data plan.
Unlike some other black box insurers, the Ticker insurance box does not need to be wired or plugged in anywhere, so it will not interfere with your car or van, and you will not need to make an appointment for an engineer to install it.
When you’re done with Ticker, simply remove the box from your windshield and recycle it like any other gadget.
Is ticker a good insurance company?
Ticker insurance has good reviews based on customer feedback from an online review portal
Ticker insurance policy
Ticker only provides new driver’s car insurance and includes the following features as standard:
- There is no curfew, so you can drive whenever you want.
- Coverage for standard audio equipment is unlimited.
- If you are hit by an uninsured driver, you are covered.
- key cover for misplaced or stolen keys.
All of your documents and driving statistics are accessible via the app.
Ticker claims that customer service is equally accessible, with 24-hour support available.
Checking driving stats is simple, with a dial on the app providing at-a-glance driving stats. Drivers want to stay in the gold driver segment. Drivers in the red zone will be asked to exit regularly.
To stay within insurance terms, keep your phone connected to your black box at all times and never remove the black box from the insured vehicle.
Ticker insurance claims number
Do you need to contact Ticker insurance about any incident, even if you don’t want to file a claim? The number for their claims is 01204 600 355.
How to set up your Ticker insurance box
Install the Ticker app, then stick the box to the inside of your windshield and pair it with the app.
Your box will come with instructions, but getting started is simple.
Step by step guide on how to set up your Ticker insurance box
- Log in to the Ticker app after downloading it.
- Start the setup process by pressing the Start button.
- Place your box on your windshield.
- Connect your box to your phone.
The best place to stick your box is in one of the windscreen corners or behind your rear-view mirror. The most important aspect is that it is not in your direct line of sight. Also, ensure that any named drivers download and pair the Ticker app with the box.
While you’re covered by Ticker:
- When driving, keep your phone in the vehicle.
- Make sure your phone remains paired with your box—it will connect automatically after the first time you pair it.
- Keep your Bluetooth, location services, and mobile data turned on (but don’t worry, it will only make a minor dent in your data plan).
- Continue to use the Ticker app.
Component of Ticker app
Below are the ticker insurance app features:
- Weekly updates on your driving habits and mileage.
- All of your insurance documents are saved in the app and are automatically updated if your policy changes.
- If you require assistance, you can start a chat in the app or tap to call or email
- If you ever find yourself on the side of the road after a crash, simply tap the “Had a Crash” button on your app dashboard to contact the ticker insurance 24/7 claims team.
- Your quote will be available in the app at renewal, and you can review and accept it with a single tap.
What does ticker track?
The box attaches to your windshield and collects information such as journey time, GPS location, acceleration, and G-force. This is Bluetooth-enabled and sent to your phone, where it is then sent to us by your Ticker app. The Ticker app also displays your driving habits and mileage.
Ticker car insurance policy wording
Check the policy wording for complete details on what Ticker car insurance covers.
A little more on Ticker car insurance:
There is no nagging.
- There is no curfew, so you can drive whenever you want.
- Penalties for driving or price increases? Never.
- There will be no cancellations.
You will save both time and money.
- There is no need for a box fitting appointment because it is simply peeled and stick.
- Our best price the first time, no haggling
- A renewal fee based on your driving record
Make your cover.
- Breakdown of the RAC
- RAC legal protection
- Keep your NCD safe.
Everything is contained within the app.
- Get rid of the admin fees and make changes via chat.
- On the dashboard, check your driving.
- Forget about filing: your documents are always secure.
Ticker insurance speeding
It is not the responsibility of ticker insurance companies to enforce speed limits. Excessive speeding, on the other hand, is one of the leading causes of car accidents, according to driving data.
A small number of Ticker policyholders will drive in an extremely risky manner – and they will request that they find insurance elsewhere. They get a lot of attention, it doesn’t affect their insurance record, and it helps to keep insurance premiums low for everyone else.
The company will always try to assist if possible, so if you’re concerned, tap to call or chat in the Ticker app.
Ticker insurance change vehicle
Contact the company for a new quote (and your documents in the app will be updated).
Ticker insurance will send you a new adhesive ring to ensure that your box adheres well.
Remove the ticker box from your old windscreen.
Attach the new adhesive ring to the back of the box and adhere it to your new windscreen.
Ticker insurance address
You can initiate a chat through the Ticker insurance app or the Ticker.co.uk website.
They are open from 9 a.m. to 6 p.m. Monday through Friday (except holidays), and from 9 a.m. to 5 p.m. on Saturdays.
You can also call 0345 3052 774 between 9 a.m. and 6 p.m., Monday through Friday (except public holidays).
If you need to speak with someone about a claim or an accident, their claims team is available 24 hours a day, seven days a week.
Conclusion
When you compare black box policies with ticker insurance quotes, it’s easier and faster to find cheaper car insurance quotes. Simply provide the company with a few details about yourself, your car, and your driving history, and they will compile a list of quotes to meet your needs. Get your quote here.
FAQs about Ticker Insurance
No, ticker insurance have no curfew, you can drive anytime
Yes, the ticker is a good insurance company
After you’ve insured, ticker insurance will send you the Ticker box, which you will stick on your windshield and pair with your phone via Bluetooth.
Richard King
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