Animals, like humans, can become ill or have accidents, especially when they are young or at the end of their lives. Vet bills can be expensive, with emergency care costing thousands of pounds—a financial burden that you don’t want to add to the emotional anguish of owning a sick or injured pet.
Perfect Pet Insurance offers a variety of plans that can help cover not only vet fees but also a variety of other expenses, such as emergency boarding, advertising, and reward costs if your pet goes missing. Let’s see the reviews of the perfect pet insurance.
Perfect Pet Insurance strives to make pet insurance simple and straightforward. It is crucial to them to be a distinctive supplier in the pet insurance industry, which is why they were among the first insurers to offer a liability Only’ insurance option for dog owners, which was established after listening to their clients and their demands. Their dedicated customer service team claims to care as much about your darling pet as you do, and they’re available to help you every step of the way, from getting a quotation to filing a claim.
Summary of Perfect Pet Insurance Services.
Perfect Pet Insurance offers eight different types of coverage in total, including:
#1. Elite Extra
This is a Lifetime policy that covers up to £4,000 in vet bills. It also includes £2.5 million in public liability insurance, a £1,000 death cover, and a £1,000 theft and wandering cover.
There is also an Elite policy that offers slightly lower levels of cover, with a £1,000 vet charge maximum, £1.5m public liability, a£500 in500 cover for death, theft, and wandering.
#2. Vital Extra
This is a policy with a maximum benefit, often known as a pre-condition policy. It offers up to £4,000 in vet bills coverage, £1.5 million in public liability coverage, and £750 in death, theft, and wandering coverage.
There is also a Vital policy that offers lower levels of cover, including £1,000 in vet bills, £1 million in public liability, and £500 for death, theft, and wandering.
#3. Essential Extra
This is a Time-Limited policy that provides £2,500 in vet bill coverage, £1.5 million in public liability coverage, £500 in death coverage, and £500 in theft and wandering coverage.
There is also an Essential version, which, like the other two insurances, offers £1,000 in vet fees cover, £1 million in public liability cover, £250 in death cover, and £250 in theft and wandering cover.
#4. Public Liability Only
This policy is solely intended to pay out if your dog damages or injures someone else’s property. It only provides £1 million in public liability coverage.
This implies that if your dog is harmed, develops ill, or is lost or stolen, it will not be compensated. As a result, it is frequently the least expensive policy Perfect Pet provides.
#5. Accident Only
This policy, as the name implies, will only pay out if your pet is involved in an accident. It will pay out up to £1,000 in total.
This means that if your pet falls ill or causes damage to another person or their property, this policy will not compensate you. Perfect Pet’s policy is one of the more affordable offers.
Perfect’s Pet coverage levels are rather modest when compared to those of firms on our list of the best pet insurers.
Furthermore, while many other firms tout their Lifetime insurance as the most comprehensive, Perfect Pet’s Vital Extra Maximum Benefit policy is the most expensive.
Except for public liability, which is fixed at £250, other excess limits are set at £90.
Except for Public Liability Only and Accident Only, All-Perfect Pet Insurance covers advertising and reward in the event that your pet is misplaced, as well as emergency boarding fees and holiday cover.
Perfect Pet will cover dogs of any age, but after a certain age, it will not pay out for things like illness-related death. When dogs reach the age of eight, or if your cat is ten or older, a 15% co-payment is required.
Is Perfect Pet Insurance Subject to Any Exclusions?
Perfect Pet’s insurance, like most pet insurance policies, has a grace period. You will not be able to make a claim for any illness or injury for the first 14 days after purchasing a policy, and you will not be able to make a claim for an accident for the first five days.
Perfect Pets does not cover pre-existing conditions. This includes any condition your pet had prior to purchasing the policy.
If your dog is over the age of 8, you will be unable to make a claim on the policy’s death cover if he or she dies. The same is true for cats above the age of ten.
The policy does not cover basic treatments or if your pet dies as a result of pregnancy or giving birth.
Perfect Pet will insure your pet if it is over the age of four weeks. It will also not insure any working or trained dogs, including dogs who live in establishments that serve alcohol.
How much does Perfect Pet Pet Insurance Cost?
Perfect Pets claims that its insurance costs £2.93 per month. This figure is based on a tiny mongrel in an Inverness postcode on its Accident Only policy.
In actuality, your pet insurance policy may cost more than this, based on a variety of factors such as your pet’s breed, age, location, and policy selection.
Perfect Pet Insurance Customer Reviews
Unfortunately, we couldn’t locate any Perfect Pet insurance reviews online.
Perfect Pet Insurance Expert Reviews
- An impartial financial reviewer has given Perfect Pet Insurance’s Elite Extra policy four stars.
- Its Elite, Essential Extra, Vital, and Vital Extra policies all received three stars.
- Its Essential policy has received two stars, and its Accident Only policy has received one.
A star rating denotes a product’s market position based on the quality and comprehensiveness of its features.
How to File a Perfect Pet Insurance Claim
To file a claim with Perfect Pet Insurance, you must first complete a claim form. Both you and your veterinarian must sign this document. It is available for download from the company’s website.
When you email the form to the company, make sure to include your pet’s complete vet history.
You can either email or post the form to Perfect Pet.
Pet insurance rates are perfect.
Read Also: HIRE AND REWARD INSURANCE: Quotes for Car and Van
Detailed and Perfect Pet Insurance Costs
Perfect Pet Insurance for Cats
Elite Extra
| Vet fees cover limit per condition | £4,000 |
| Dental cover (if due to an accident) | £4,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | 4,000 |
| Cruciate ligament damage | £4,000 |
| CT scans | £4,000 |
| MRI scans | £4,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £4,000 |
| Age when compulsory excess rises | 10 years |
| Cancellation fee | £0 |
| Amendment fee | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? | £1,000 |
Perfect Pet Insurance Vital Extra
| Vet fees cover limit per condition | £4,000 |
| Dental cover (if due to an accident) | £4,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £4,000 |
| CT scans | £4,000 |
| MRI scans | £4,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | 10 years |
| Cancellation fee | £0 |
| Amendment fee | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? | £750 |
Perfect Pet Insurance Essential Extra
| Vet fees cover limit per condition | £2,500 |
| Dental cover (if due to an accident) | £2,500 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £2,500 |
| CT scans | £2,500 |
| MRI scans | £2,500 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £2,500 |
| Age when compulsory excess rises | 10 years |
| Cancellation fee | £0 |
| Amendment fee | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? | £500 |
Perfect Pet Insurance Elite
| Vet fees cover limit per condition | £1,000 |
| Dental cover (if due to an accident) | £1,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | 1,000 |
| Cruciate ligament damage | £1,000 |
| CT scans | £1,000 |
| MRI scans | £1,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | 10 years |
| Cancellation fee | £0 |
| Amendment fee | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? | £500 |
Perfect Pet Insurance Vital
| Vet fees cover limit per condition | £1,000 |
| Dental cover (if due to an accident) | £1,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £1,000 |
| CT scans | £1,000 |
| MRI scans | £1,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | 10 years |
| Cancellation fee | £0 |
| Amendment fee | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? | £500 |
Perfect Pet Insurance Accident Only
| Vet fees cover limit per condition | £1,000 |
| Dental cover (if due to an accident) | £1,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £1,000 |
| CT scans | £1,000 |
| MRI scans | £1,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £500 |
| Age when compulsory excess rises | Doesn’t change |
| Cancellation fee | £0 |
| Amendment fee | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? | £0 |
Perfect Pet Insurance Essential
| Vet fees cover limit per condition | £1,000 |
| Dental cover (if due to an accident) | £1,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £1,000 |
| CT scans | £1,000 |
| MRI scans | £1,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | 10 years |
| Cancellation fee | £0 |
| Amendment fee | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? | £250 |
Perfect Pet Dog insurance
Elite Extra
| Vet fees cover limit per condition | £4,000 |
| Dental cover (if due to an accident) | £4,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | 4,000 |
| Cruciate ligament damage | £4,000 |
| CT scans | £4,000 |
| MRI scans | £4,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £4,000 |
| Age when compulsory excess rises | 8 years |
| Amendment fee | £0 |
Perfect Pet Insurance Vital Extra
| Vet fees cover limit per condition | £4,000 |
| Dental cover (if due to an accident) | £4,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £4,000 |
| CT scans | £4,000 |
| MRI scans | £4,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | 8 years |
| Amendment fee | £0 |
Perfect Pet Insurance Elite
| Vet fees cover limit per condition | £1,000 |
| Dental cover (if due to an accident) | £1,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | 1,000 |
| Cruciate ligament damage | £1,000 |
| CT scans | £1,000 |
| MRI scans | £1,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | 8 years |
| Amendment fee | £0 |
Perfect Pet Insurance Essential Extra
| Vet fees cover limit per condition | £2,500 |
| Dental cover (if due to an accident) | £2,500 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £2,500 |
| CT scans | £2,500 |
| MRI scans | £2,500 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £2,500 |
| Age when compulsory excess rises | 8 years |
| Amendment fee | £0 |
Perfect Pet Insurance Vital
| Vet fees cover limit per condition | £1,000 |
| Dental cover (if due to an accident) | £1,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £1,000 |
| CT scans | £1,000 |
| MRI scans | £1,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | 8 years |
| Amendment fee | £0 |
Perfect Pet Insurance Essential
| Vet fees cover limit per condition | £1,000 |
| Dental cover (if due to an accident) | £1,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £1,000 |
| CT scans | £1,000 |
| MRI scans | £1,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | 8 years |
| Amendment fee | £0 |
Perfect Pet Insurance Public Liability Only
| Vet fees cover limit per condition | £0 |
| Dental cover (if due to an accident) | £0 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | 0 |
| Cruciate ligament damage | £0 |
| CT scans | £0 |
| MRI scans | £0 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £0 |
| Age when compulsory excess rises | Doesn’t change |
| Amendment fee | £0 |
Perfect Pet Insurance Accident Only
| Vet fees cover limit per condition | £1,000 |
| Dental cover (if due to an accident) | £1,000 |
| If renewed, are existing conditions covered? | |
| Vet fees cover limit per policy period | Unlimited |
| Cruciate ligament damage | £1,000 |
| CT scans | £1,000 |
| MRI scans | £1,000 |
| Prescription diet (treatment of bladder stones only) | £0 |
| Euthanasia cover limit | £0 |
| Cremation | £0 |
| Complementary treatment | £1,000 |
| Age when compulsory excess rises | Doesn’t change |
| Amendment fee | £0 |
